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Calculate how long it will take you to achieve FIRE

Based on historical S&P 500 returns (~10% annual) and the 4% withdrawal rule

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Your gross annual income
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How much you spend per year now
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How much you plan to spend per year in retirement
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How much you save/invest per month
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Total amount you've already saved

About This Calculator

This calculator uses the historical average return of the S&P 500 (~10% annually) to estimate how long it will take to reach your FIRE number. Your FIRE number is calculated as 25x your expected annual expenses in retirement, based on the 4% safe withdrawal rate.

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